Cost cards

A useful quote names every part of the bill.

Before asking whether a price feels fair, ask what it pays for. Keep the reply in writing so the same items can be compared.

What is in the first payment, and what comes later?

Ask these questions about the same offer. Compare the first payment with the terms for continuing care.

The assessment

First payment: What does the assessment include? Is there a charge if no treatment is prescribed?
Ongoing care: What does a later review cost? Is it included in a plan fee?

The exact product

First payment: What is the product name, form and amount supplied? Is its charge separate from the visit?
Ongoing care: What does a refill cost once any opening offer ends? What amount does that charge cover?

Tests and results

First payment: Which tests, if any, are proposed? Who pays the lab, and who explains the results?
Ongoing care: When might tests be repeated? Does a quoted package include those repeats?

Questions afterwards

First payment: Who answers questions after the visit? Does that contact have a separate fee?
Ongoing care: What is included in routine follow-up? What happens to the fee if the plan changes?

Delivery and supplies

First payment: Are delivery and any supplies included? Who is charging for each?
Ongoing care: Are delivery charges repeated with each supply? What does the quote say about replacements?

The agreement

First payment: Is there a membership or a payment commitment? Where are the renewal and refund terms?
Ongoing care: How does cancellation work? Are there fees beyond the product itself?

What would the plan actually pay for?

For prescribed weight medicine, ask the insurer about its rules for the exact product and the condition being treated.

In Medicare’s prescription plans, a weight medicine could qualify for type 2 diabetes or another accepted medical use besides weight loss, under rules checked September 26, 2026.

Payment still depends on whether your plan lists that medicine and gives any approval it requires.

A plan’s list of medicines it covers is called its formulary.

For a plan requiring prior authorization, the insurer must agree about payment before your prescription is filled.

Could medical savings pay?

HSA refers to a health savings account, while FSA refers to a flexible spending arrangement.

These let you put money towards medical expenses before tax.

Tax rules checked September 26, 2026 let treatment for a doctor-diagnosed disease count as medical spending, but exclude spending just to improve general health.

Ask whoever manages your account which charges it can pay and what paperwork it needs.

Why is no GHK-Cu price shown here?

There was no approved GHK-Cu medicine, no drug maker’s published price and no government programme offering it at a stated price, as of September 30, 2026.

This guide therefore gives no price to compare with a clinic’s offer. Request the clinic’s own written quote, with every charge named, then ask what evidence supports the treatment.

Match the offer to the evidence